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What is the depreciation coefficient?

The objective of the depreciation coefficient is to take into account the wear and tear of vehicles over 10 years old for damage that cannot benefit from an expertise mandated by an insurer. In the event of repair on a vehicle over 10 years old for an amount lower than the excess rate or not covered by insurance (and for which the damaged component has not been replaced in the last 10 years), a depreciation coefficient of 5% per year from the 11th year will make it possible to distribute the amount payable between the owner of the vehicle and the renter responsible for the damage. The distribution of such costs may reach a maximum of 50% of distribution between the parties.

The deterioration due to age concerns only the spare and structural parts subject to wear. Labor remains the sole responsibility of the renter when they are responsible.