Self drive hire insurance UK - Allianz

Motorhome and campervan self drive hire insurance


Our partner Allianz is one of the largest general insurers in the UK and part of the Allianz SE Group, the largest property and casualty insurer in the world.

  • Available for rentals for vehicles registered in the UK ;
  • Fully comprehensive cover


For a holiday with complete peace of mind, we offer a comprehensive cover during the rental period.

The policy covers (*) :

  • Your death or any bodily injury suffered while you are hiring;
  • Damage to the vehicle
  • Any property that you own or are legally responsible that is inside the vehicle.

(*) Subject to policy limits :

Damage to the vehicle is subject to an insurance excess. This cover applies to accidental damage to the vehicle and its accessories (as defined in the insurance policy).


The following insurance deductibles must be deducted from the cost of the damage sustained by the insured vehicle per incident:

  • Excess of £1000. This excess is applied by default, but it is possible to subscribe to the excess reduction option and have it lowered to £500. The additional cost for this option is £5.90 per day.
  • This reduction covers damage to the vehicle in the event of an incident and reduces the amount responsible from £1000 to £500. This excess reduction option does not apply to damage not covered by the selected insurance policy, see policy details for more information.
  • For each incident, an excess will be applied. If the excess reduction option has been selected, only the first excess will be lowered to £500 instead of £1000. The default £1000 excess will apply to any additional incident.
  • Yescapa reserves the right to remove this additional option at any time.
  • The deductible excess rate increases by £500 for rentals between 16-30 days travelling in mainland Europe.

An insurance excess applies, according to the following principle "one incident = one excess to pay". Each excess will be determined according to the nature of the incident.


Compliance requirements for the owner's vehicle according to the insurance plan:

  • A gross weight less than 3.5 T, the value of which is less than £ 100 000 ;
  • Regular and thorough technical checks of the vehicle carried out according to regulations.

Conditions for renters/drivers of vehicles in agreement with the insurance policy.

  • Renters MUST be between 25 and 69 years of age and hold a valid driving licence. Drivers between the ages of 70 and 73 may be referred to the insurer but their acceptance will be subject to the decision of the insurer ;
  • Renters must have a driving licence for at least 2 years ;
  • Holders of a UK driving licence must be subject to a licence check. Renters must upload their DVLA licence check via our DVLA Typeform and the documents of the second driver if there is one.

Drivers whose occupation is one of the following will not be accepted: (Some cases may be referred to the insurer before final decision)

  • Hawking or general dealers (e.g. market traders, merchants, second hand clothes dealers or any similar activity)
  • Scrapers, vehicle demolishers;
  • Professional Gambling (other than as a clerical worker)
  • Professional athletes ;
  • Entertainment occupations (including part-time) ;
  • Armed forces from countries outside the United Kingdom ;
  • Students ;
  • Unemployed persons.


Coverage covers travel between individuals excluding private transportation and / or transport of expensive goods. The following destinations are allowed :

Great Britain, Northern Ireland, Isle of Man, Channel Islands and any other EU country and also Norway, Switzerland, Czech Republic, Slovak Republic, Hungary, Liechtenstein and Iceland. Trips abroad of 30 days or more are unacceptable.


This covers damage in the event of an accident, i.e. resulting from an accidental, sudden and unforeseen incident that occurred during the rental of a vehicle rented through Yescapa and whose repair costs exceed the amount of the insurance excess subscribed. Certain vehicle components are excluded from insurance coverage:

  • White or brown electrical appliances which are removable
  • Vehicles and equipment transported in the trunk, on roof racks or motorcycle racks
  • Damage to tyres due to piercing, braking or punctures
  • Accessories or elements, whether or not they are brand originals, which are not attached
  • Household utensils such as crockery, glasses, cutlery and similar articles, small electrical household appliances, chairs, tables and similar articles, as well as other upholstery items from the inside of the vehicle
  • Personal objects taken from the vehicle following a burglary, whether they belong to the renter or the owner
  • Theft(s) by a person in close contact with the driver (employee, family member)
  • Loss of or damage to the trailer and its contents
  • The loss of or damage to any vehicles (mechanically damaged) towed by the insured vehicle
  • The loss, damage or theft of objects belonging to the Owner
  • Damage to the vehicle whose only cause is overload or wear and tear
  • Glass breakage on elements through which light does no travel.